Four unique ways to thank your clients for their business this year.

Four unique ways to thank your clients for their business this year.

As an independent financial adviser, you value your clients and their happiness is important to your success. Go beyond your standard stay-in-touch practice and show your clients that you appreciate their business with a unique end of year gift.

When should you hire a financial adviser?

When should you hire a financial adviser?

As a working professional, you have learnt that managing your wealth properly takes time, energy, and skill. And, if you want to be truly successful financially, it’s properly best to get a professional helping hand – an independent financial adviser who can help you secure and grow your wealth over time.

Three good reasons to fire your adviser.

Three good reasons to fire your adviser.

Breaking up with your financial adviser can be a tough move, especially if you’ve been with them for years or struggled to find someone to manage your savings and investment portfolio from the start of your financial journey. However, as a professional who has worked hard to establish your financial security, it’s essential to have the right management team in place and sometimes your current adviser just isn’t it.

Inherited an adviser’s book? Consider these important points.

Inherited an adviser’s book? Consider these important points.

As an independent adviser looking to build your business, inheriting a more established adviser’s book can seem like a perfect way to secure and grow your client base. While this can be a great opportunity, it’s also one for pause and reflection. In order to truly benefit from another adviser’s book (with the result being happy clients and a successful business), there’s quite a bit to consider before you jump straight in.

Three things to do today to ensure you don’t outlive your assets.

Three things to do today to ensure you don’t outlive your assets.

Ensuring your money lasts past a reasonable retirement age used to be much simpler than it is today. We live in a world where markets are challenging, savings are at an all-time low, companies are offering fewer benefits than in previous generations, and we are living longer than ever before.

Need to save more? We have three more tips to help you.

Need to save more? We have three more tips to help you.

Saving is an important part of any strong financial plan. From allowing you to invest in insurance products to suit your changing needs to help you establish an essential emergency fund, saving is a key step towards financial independence and increased wealth.  Despite this, many working professionals find it hard to save – either in the face of rising costs or because they quickly grow into their salaries.

Don’t have a will? Why that needs to change, today.

Don’t have a will? Why that needs to change, today.

Most people don’t like to think about death or about planning for their family’s life after their death. Unfortunately, this can have a negative impact on their financial situation and their loved ones. The truth is that all adults need to engage with this type of life planning at some stage in their financial journey and the sooner, the better.

Looking for new clients? 5 smart ways to drum up new business.

Looking for new clients? 5 smart ways to drum up new business.

Finding new clients is an important part of growing your financial services business. And, as an independent adviser, you will not have the luxury of being delivered clients simply because you are part of a financial house with established members. So, how do you go about getting new business?

Scared of money? Five ways to handle your financial anxiety.

Scared of money? Five ways to handle your financial anxiety.

Do feel anxious whenever you have to tackle financial planning? Would you rather do anything but take a good, hard look at your wealth plan? One of the most overlooked aspects of a good formal education is financial knowledge. So, while you might be excellent at your job or a successful independent professional, you might also have a fear of handling your money.

Starting your own business? Ask these financial questions first.

Starting your own business? Ask these financial questions first.

Starting your own business can be an exciting undertaking! And, if all goes according to plan, a prosperous one. However, research shows that only half of new businesses last longer than five years – an indication that careful planning and preparation is required if you want your business to make it in the long run.

How to handle a client who ignores your advice.

How to handle a client who ignores your advice.

As an independent financial adviser with a passion for your work, you care about your clients and their financial wellbeing. That’s why it’s truly frustrating when you have a client who ignores your advice, even when it is clear that you have spent time, energy, and expertise on customised investment and insurance solutions designed to improve their financial situation.

Just starting out? Tips for financial independence.

Just starting out? Tips for financial independence.

If you’re just starting out in your career, you’re going to find yourself faced with more financial decisions that ever before. Decisions that can have an impact on your wealth throughout your life, right into retirement. As daunting as that sounds, the truth is that most financial mistakes are committed by those starting out, preventing them from achieving the financial independence they crave.

Is your financial adviser retiring? Here’s what you need to do.

Is your financial adviser retiring? Here’s what you need to do.

If you’ve worked with an older financial adviser or the same financial adviser for years, you might find yourself facing their retirement. A lot can ride on this decision, especially if you are facing a financial shift in your working or personal life, such as a promotion, growing family, or even a retirement of your own. So what should you do?

Independent financial adviser planning to sell your book? Read this.

Independent financial adviser planning to sell your book? Read this.

Are you planning to retire or is it time to move on from your financial practice to something else? Whatever the reason, succession planning is an important part of this process. If you are leaving your financial practice, you have to ask – what will I do with my book of business? If you are planning to sell it, it’s important to carefully consider all the options.

Need to break up with your client? Here’s how.

Need to break up with your client? Here’s how.

Sometimes (and, hopefully, not often), you find that a client relationship no longer works or is as functional as it once was. Perhaps you shouldn’t have taken them on in the first place, your client base has shifted, the client makes unreasonable demands, or you no longer agree on how best to manage their finances.

Questions a new client might ask? Here are three more to add to your list.

Questions a new client might ask? Here are three more to add to your list.

We’ve recently written two blog posts on the questions a new client might ask you (read them here and here) but we all know that most clients have more than just six questions they want answers to before agreeing to work with a new financial adviser. And, no matter how many years you’ve been in the business, if you want to secure that client, you need to be prepared with well-thought-out answers.