In this day and age, people are living longer than ever before but not necessarily working for longer. This could leave them in a difficult position financially as the years roll by. If your parents are in this situation, this might also place you in the ever-growing sandwich generation – stuck between your aging parents and your growing children as the main breadwinner.
Life changes all the time and every individual will be affected by a series of expected and unexpected major life events, such as marriage, the birth of a child, divorce, the death of a spouse etc. When it comes to your clients, you know that you have to take a long-term view of their portfolio to ensure that their wealth is protected (and that it prospers) over time and through all these transitions. And that they can trust you to do so.
Tax season is upon us and every tax payer needs to be prepared. Filing a tax return can be a daunting task but, with the correct information and support, it doesn’t have to be. Up front, we’d say that if you earn an income and have a financial portfolio, you need to work with a reputable independent financial adviser to help you manage your finances and deal with concerns such as tax.
It’s no secret that we love being independent financial advisers. And we’re always interested in sharing why we think working with an independent provider (as opposed to a tied financial agent) is a good idea.
Are you the sole breadwinner in your family? Do you have young children to support? Living off a single income (and ensuring you have enough to support your children through their educational years) can be challenging. The solution? Long-term strategic planning and the help of a reputable financial adviser.
The new year brings with it new year’s resolutions for your business and especially the ways in which you interact with your clients. As an independent financial adviser, you understand the importance of keeping in touch with and educating your clients in order to ensure a quality long-term relationship.
The new year is fast approaching and, with it, the need to make new year’s resolutions so that we do better or enjoy our lives more in the future. At TRG, we believe in planning ahead and taking action to ensure that we achieve our own and our clients’ financial goals and we encourage all our clients to do the same.
With a new year on the way, it’s time to review your operating procedures and client communication practices – basically, how and when you connect with your clients.
As an independent financial adviser, we know that you have your clients’ best interests at heart and that you want them to feel appreciated and valued. Especially as the relationship you have with your clients fundamentally affects the success of your business.
Feeling a bit disconnected from your client base? Been distracted by other elements of your business? Need to build a better relationship with your clients going forward? We’ve got some ideas to get you off to a great start.
As independent financial advisers, we understand how important it is to protect and grow your reputation and maintain and protect the relationships you have with your clients. With the new year rolling in, it’s time to reflect on how far we’ve come on these two points, and what plans we have for the future.
As special a season as it is, Christmas can also be a huge financial drain, leaving behind consequences long after all the presents have been unwrapped. The good news is that you can enjoy this important holiday time without breaking the bank and ending up with some major debt. All it takes is some financial forethought and planning.
As an independent financial adviser, you value your clients and their happiness is important to your success. Go beyond your standard stay-in-touch practice and show your clients that you appreciate their business with a unique end of year gift.
As a working professional, you have learnt that managing your wealth properly takes time, energy, and skill. And, if you want to be truly successful financially, it’s properly best to get a professional helping hand – an independent financial adviser who can help you secure and grow your wealth over time.
Breaking up with your financial adviser can be a tough move, especially if you’ve been with them for years or struggled to find someone to manage your savings and investment portfolio from the start of your financial journey. However, as a professional who has worked hard to establish your financial security, it’s essential to have the right management team in place and sometimes your current adviser just isn’t it.
As an independent adviser looking to build your business, inheriting a more established adviser’s book can seem like a perfect way to secure and grow your client base. While this can be a great opportunity, it’s also one for pause and reflection. In order to truly benefit from another adviser’s book (with the result being happy clients and a successful business), there’s quite a bit to consider before you jump straight in.
Saving is an important part of any strong financial plan. From allowing you to invest in insurance products to suit your changing needs to help you establish an essential emergency fund, saving is a key step towards financial independence and increased wealth. Despite this, many working professionals find it hard to save – either in the face of rising costs or because they quickly grow into their salaries.