Getting a divorce? Consider these financial pitfalls.

Getting a divorce? Consider these financial pitfalls.

There are a number of major life-changing events that necessitate a careful review of your finances and plan for prosperity. Unfortunately, divorce is one of them. Already a traumatic experience, the dissolution of a marriage also brings with it a range of financial implications, many of them quite devastating.

Three things to do with an unexpected inheritance

Three things to do with an unexpected inheritance

What would you do if you were given X amount of money? It’s a question you’ve probably been asked in casual conversation with friends at some point in your life. Hypothetically, it’s easy to say something like, “Well, I’d quit my job and head off on a yacht cruise around the world” or “I’d buy my family a holiday house in the Maldives”. But in reality, if you’re the beneficiary of a financial windfall, decided how to use the unanticipated sum isn’t that simple.

What is a fiduciary adviser and why does it matter?

What is a fiduciary adviser and why does it matter?

When looking to hire a financial adviser to manage and grow your wealth, there are a number of key factors to consider before you make your selection – one being whether you’d prefer to work with an agent tied to a big financial house or with an independent wealth manager.

Five big money mistakes made by retirees

Five big money mistakes made by retirees

Making poor wealth and investment decisions in your earlier years will certainly set you back a bit, but mishandling money in retirement, when you’re no longer earning an income, can have far more devastating consequences. No one wants to face a financial crisis during a stage of life that’s meant to be relaxing and worry free, so it’s more important than ever to make wise wealth calls during your golden years.


The 50/30/20 financial planning rule – how it works.

The 50/30/20 financial planning rule – how it works.

Most people are aware of the importance of budgeting, but actually getting started with responsible money management is an entirely different story. It’s difficult to know how much you should be spending and saving each month in order to ensure financial prosperity down the line, and trying to figure out the right split for you and your family can feel like an overwhelming task.


Ways to make sure your heart doesn’t rule when it comes to investing.

Ways to make sure your heart doesn’t rule when it comes to investing.

Emotional investing happens when we allow our hearts to rule our heads when it comes to managing our money and it’s rarely a good thing. Reacting to a sudden change in the markets, feeling stressed about your portfolio’s performance, or taking a risk because of a feeling can all derail the best-laid investment plans.

Three big myths about financial advisers.

Three big myths about financial advisers.

When it comes to managing your finances, you probably have some long-held beliefs about the best way to save and invest your wealth (as well as some ideas that are holding you back from making positive financial decisions). And some of these beliefs will centre around the role and purpose of a financial adviser.

How much should you really be saving each month?

How much should you really be saving each month?

You probably know that saving is an essential part of any stable wealth management plan, You need savings to help build up your finances for when you can’t work, provide a safety need in the case of an emergency, and help you to engage in wealth building activities like investment. A question that comes to mind when planning your savings strategy will probably be – how much should I be saving?

When should you start investing?

When should you start investing?

When it comes to the question of when you should start investing, you’ve probably heard the answer ‘right now!’ or ‘as soon as possible!’. And, while it is true that the sooner you start managing your finances correctly and investing, the more opportunity you are giving yourself for financial prosperity, that really is the most simple answer.


Let’s talk about investment diversification

Let’s talk about investment diversification

When planning a solid investment strategy, you’ve probably heard the term ‘diversification’ (along with other investment speak). Diversification refers to the simple principle of spreading your risk across various assets i.e. follow a “don’t put all your eggs in one basket” approach. While strategic investing does involve taking risks to allow for strong returns, it also involves reducing risk where possible in order to achieve your financial goals. And this is where diversification comes in.

How to place your child on the path to financial independence.

How to place your child on the path to financial independence.

Helping your children becoming financially independent in the long run is one of the best things you can give them as a parent who wants to see their wealth continue to enhance the lives of their children and grandchildren. There are many ways to help your children learn how to manage money but we’ve got a few ideas to get your started.